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Anyone can experience financial hardship. Let us help you explore options for your financial path.

Personal and short-term loans

Get a little wiggle room with these options.

Personal Loan: Borrow funds without collateral, based on your credit standing.

  • Loans up to $5,000
  • Loan amount determined by your credit score
  • No collateral required
  • Use funds for many purposes, including debt consolidation
Apply now

Short-Term Loan: Get funds fast and repay quickly.

  • Loan amount determined by your credit score
  • No collateral required
  • Used to provide funds for anticipated future proceeds (e.g., tax refunds)
Apply now


Apply to skip your personal loan payment on qualifying loans.1

Learn more

Have questions? We're here to help!


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Call 1-800-296-8871


1 Skip-A-Payment is only available to members with loans currently in good standing and where no other modifications have been made. Eligible loan(s) must be at least 6 months old. Only one payment may be skipped within a 12-month period. Skipped payments will be applied to the end of the loan, extending the original loan repayment period one month beyond the current maturity date. If you elected GAP coverage, that coverage will not be extended beyond the original maturity date.

Skip-A-Payment is not available for first mortgages, home equity lines of credit, home equity loans, VISA™ credit cards, Expanded Plus auto loans, Drive and Save auto loans, or business loans. Exclusions also include loans with CPI insurance or those that are currently being paid by Allied or similar disability insurance. Members Cooperative Credit Union reserves the right to discontinue this program at any time without notice and at its discretion.

Please refer to the Skip-A-Payment application for more information.

Membership and loan approval required.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking

Memorial Day Holiday Closure All offices will be closed on Monday, May 27, in observance of Memorial Day. ATMs, mobile services, and online banking are available 24/7! View all our holiday closures.