As a not-for-profit financial cooperative, we exist to serve our members, not to make a profit for private shareholders. Our earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees.
Credit unions are financial democracy in action! Each member has equal ownership through their membership share, regardless of how much money they have deposited at the institution. Every customer is both a member and an owner.
Board of directors
We’re governed by a board of directors, elected by and from our membership.