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Business Credit Cards1

Designed for business

Choose your card for cash back, lower rates, flexible rewards, or to build business credit. You have options!1


Pick your fit

Choose from four unique card options.


Easy to qualify

Get approval based on personal credit so your business can qualify.2


Competitive rates

Competitive rates for more affordable credit.


Separate expenses

Separate your business and personal credit to protect your personal assets.


Employee cards

No additional fees to issue cards to your employees.3


Earn rewards

Get rewarded for purchases you’d make anyway, and put more back into your business.4

Variety of Options

A card that fits your business

Choose from four great card options with perks including lower rates, cash back, and flexible rewards.

Business person holding a credit card and making online purchase
Easy to Qualify

Build business credit

New business? Approval can be based on your personal credit. Transactions are reported to credit bureaus so you can start building your business credit.

Person making a credit card payment in a business

Great personal service. Best online banking, especially for business use.

— Business Google Review

How it works

It's easy to get a business credit card.

  • 1

    Complete an application

    Fill out an application online or visit us in branch.

  • 2

    Get approved

    You'll be updated with your approval status.

  • 3

    Get your card

    You'll receive your credit card by mail within 10-14 business days.

Apply now

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 218-625-8890

Simplify business spending


You have options with a business credit card. Low introductory rates, cash back, and flexible rewards are just the beginning!


Apply now


1 The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated.
2 The business owner will have their credit reviewed as part of the application process. Business credit card approval is determined by Elan Financial Services. The business owner and business shall be jointly and severally liable for all charges on the account.
3 Liability and responsibility related to business credit cards issued to additional users is subject to the terms contained in the applicable credit card agreement.
4 Rewards, including restrictions thereon, are subject to the terms contained in the applicable business credit card agreement.

Membership required.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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