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Credit Cards

Simplify your spending

Purchases are more rewarding with a credit card from Members, backed by Cardmember Services and fraud protection.

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Eight card options

Choose from rewards, travel, cash back, secured, or traditional cards.

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Mobile wallet

Link your credit card to your phone for mobile purchasing.

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Zero fraud liability

If your card is lost or stolen, you're not liable for fraudulent purchases.

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Cardmember Services

Enjoy 24/7 support from Cardmember Services.

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Purchasing power

Use your credit card at merchants worldwide.

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Contactless cards

Make purchases with just a tap using our contactless cards.

Zero Fraud Liability

We've got you covered

Cards get lost and stolen. It happens. Our zero fraud liability services ensure you won't pay for fraudulent purchases.

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Cardmember Services

Have questions? Just ask!

Your finances are a big deal. That's why Cardmember Services is available 24/7 to address your questions or concerns.

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Members tell us they feel like they're treated like family and appreciate their interactions with employees.

— 2022 Avtex Findings Report

How it works

It's easy to get a credit card.

  • 1

    Apply for a card

    Complete the online application or give us a call.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Get your card

    Use your new credit card to make purchases.

Apply now

Have questions? We're here to help!

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Schedule an appointment

 

Schedule now

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Meet virtually

 

Video Banking

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Give us a call

 

Call 218-625-8800

Spend your way

 

With rewarding features, secure payments, zero fraud liability, and 24/7 access to cardmember services, you can spend smart.

 

Apply now

Disclosures

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Video Banking

Memorial Day Holiday Closure All offices will be closed on Monday, May 27, in observance of Memorial Day. ATMs, mobile services, and online banking are available 24/7! View all our holiday closures.