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Life happens


Life isn't always as predictable as your monthly loan payments. That's why we offer Skip-A-Payment.1

How it works

  • 1

    Apply to skip a qualifying payment

    Complete your application.

  • 2

    Mail your application

    Mail your application to Members.

  • 3

    Pay the processing fee and skip your payment

    Pay a $25 fee for processing and skip your payment.

Eligible loans1

Skip-A-Payment is available once a year on:

Auto loans


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Recreational loans


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Personal loans


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Everyone deserves a break


Things change, life happens. Get the flexibility you need with Skip-A-Payment.


Get started


1 Skip-A-Payment is only available to members with loans currently in good standing and where no other modifications have been made. Eligible loan(s) must be at least 6 months old. Only one payment may be skipped within a 12-month period. Skipped payments will be applied to the end of the loan, extending the original loan repayment period one month beyond the current maturity date. If you elected GAP coverage, that coverage will not be extended beyond the original maturity date.

Skip-A-Payment is not available for first mortgages, home equity lines of credit, home equity loans, VISA™ credit cards, Expanded Plus auto loans, Drive and Save auto loans, or business loans. Exclusions also include loans with CPI insurance or those that are currently being paid by Allied or similar disability insurance. Members Cooperative Credit Union reserves the right to discontinue this program at any time without notice and at its discretion.

Please refer to the Skip-A-Payment application for more information.

Video Banking

Memorial Day Holiday Closure All offices will be closed on Monday, May 27, in observance of Memorial Day. ATMs, mobile services, and online banking are available 24/7! View all our holiday closures.