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Accidental Death & Dismemberment (AD&D) Insurance

Security for life

Get affordable coverage to help with medical and daily expenses after an accident. No medical exam required.


$1,000 of no-cost coverage

Claim your $1,000 of TruStage™ insurance coverage.


Accident coverage

Get a cash benefit after a covered accident. Additional coverage is as low as $1/month.1


Guaranteed acceptance

Qualify for AD&D coverage with no health questions or medical exams.

Cancer, Heart Attack & Stroke Coverage

Expanded options

Add coverage for cancer, heart attacks, or strokes, and get $5,000 to ease financial burdens if you're diagnosed.

Husband shaking insurance man's hand during a conversation
Easy-Access Coverage

Quick, easy coverage

Claim $1,000 of no-cost TruStage insurance as a member, and expand your coverage with no exam or health questions.

Young family and their infant child

Members tell us they feel like they're treated like family and appreciate their interactions with employees.

— 2022 Avtex Findings Report

How it works

It's easy to get Accidental Death & Dismemberment (AD&D) insurance.

  • 1

    Apply online or over the phone

    Visit or call: 1-800-798-8798.

  • 2

    Claim your no-cost coverage

    Make sure to claim your $1,000 of no-cost AD&D coverage.

  • 3

    Choose your coverage

    Compare plan options and select the coverage that meets your needs.

Request a quote

Coverage when you need it


Claim a minimum of $1,000 of coverage at no cost to you. Add more for as little as $1/month.*


Request a quote


1 Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage™ Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677/0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by the credit union.

Base Policy Series ADD-2018-POL, 2018-ADD-POLRDR-CR, 2018-ADD-POLRDR-CNR.

© TruStage Insurance Agency


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