Recreational Loans
Finance the Fun!
Get the funds to get going with an MCCU recreational loan. Get approved for that fun- or fundamental purchase.
- Competitive interest rates
- GAP Insurance available.
- A .25% interest rate discount when you have payments automatically deducted from an MCCU account
You can finance through MCCU with any of these easy options:
- Apply now with our online application.
- Call us at: 218-625-8800 to apply over the phone.
- Use our convenient video banking service to apply.
- Visit us in- branch! Click here to schedule an appointment.
Rates
Recreational Loan Rates1,2
| Motorsports (ATV, UTV, Snowmobile, Jet Ski, Off-Road Motorcycles) | ||
| Year | Term | APR as low as |
| 2020 and newer | 48 Months | 5.74% |
| 2014 - 2019 | 48 Months | 7.44% |
| Boats and RVs | ||
| Year | Term | APR as low as |
| 2020 and newer | 60 Months | 6.24% |
| 2014 - 2019 | 60 Months | 7.24% |
| Motorcycles | ||
| Year | Term | APR as low as |
| 2021 and newer | 36 Months | 5.34% |
| 2015 - 2020 | 60 Months | 5.44% |
(1) APR is the Annual Percentage Rate. Rates listed are effective May 3, 2023 and are subject to change.
(2) Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time. Subject to loan approval. MCCU membership required.
