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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    There are countless reasons to borrow. Fortunately, there’s an MCCU personal loan product that’s just right for your unique situation. Find great loan rates and tons of options to make borrowing work for you!


    Get the funds to get going with an MCCU recreational loan. Get pre-approved for that fun- or fundamental purchase.

    • Competitive interest rates
    • Terms up to 84 months
    • GAP Insurance for loans without a down payment or loan-to-value loans
    • A .25% interest rate discount when you have payments automatically deducted from an MCCU account

    Apply Online for a recreational loan

    For more information, visit an MCCU location.

    Recreational Loan Rates

    Recreational Loan Rates1,2

    Recreational Loan
    NameAPR as low as
    Recreational Loan 2016 and newer 3.44%
    Recreational Loan 2010-2015 5.24%

    (1) APR is the Annual Percentage Rate. Rates are effective May 29, 2019 and are subject to change.
    (2) Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.

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