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ATV/Side-by-Side Loan

Work hard, play hard!

Adventure everywhere with an ATV or side-by-side.1 Purchase or refinance with competitive rates and flexible terms.

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Competitive rates

Fun is affordable with competitive loan rates.

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Flexible terms

Terms up to 84 months to meet your needs.2

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Financing up to 120%

Get financing up to 120%, depending on collateral and credit.

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Rate discounts

Get a .25% rate discount with automatic payments from a Members account.3

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GAP protection

Vehicle totaled? We'll help you get coverage for the difference between the current value and what you owe.4

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Loan protection

Protect your investment with our loan protection services.5

Today's rates

View more rates

48 months

As low as % APR6

Calculate your monthly payment7

Monthly Payment

Loan Amount
$
Rate
%
Months
Competitive Rates

Great rates, big fun

Having fun outdoors has never been more affordable, with our competitive interest rates.

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Financing Up to 120%

Pay less up front

Get up to 120% financing on an ATV loan! Roll the down payment into your loan, and you won't have to pay out of pocket to start having fun.

A couple on two red ATVs wearing camo in the woods

Best place to bank at. The staff is super nice and actually helped save us money.

— Google Review

How it works

It's easy to get financing.

  • 1

    Submit an application

    Fill out an application online, by phone, or through video banking.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Buy your new ATV

    Use the funds to purchase the perfect ATV or side-by-side for your next adventure.

Apply now

Have questions? We're here to help!

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Schedule an appointment

 

Schedule now

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Meet virtually

 

Video Banking

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Give us a call

 

Call 218-625-8800

Get your adventures rolling

 

Buy a side-by-side or ATV without breaking the bank. With flexible terms and low rates to fit your budget, you can elevate your downtime.

 

Apply now

Disclosures

1 Motorsports vehicles generally include snowmobiles, ATVs, side by sides (UTVs), off-road motorcycles and jet skis.
2 Example terms of repayment: 84-month loan at 7.84% APR with a loan to value of 100% would result in monthly payments at $15.51 per $1,000 borrowed.
3 Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher).
4 GAP is provided by Allied Solutions LLC and is subject to their eligibility requirements, terms and conditions.
5 Debt protection is provided by Allied Solutions LLC and is subject to their eligibility requirements, terms and conditions.
6 APR is the Annual Percentage Rate. The stated APR is effective as of May 26, 2024. Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time.
7 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
Membership and loan approval required.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking

Memorial Day Holiday Closure All offices will be closed on Monday, May 27, in observance of Memorial Day. ATMs, mobile services, and online banking are available 24/7! View all our holiday closures.