APY is the Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
MembersPlus accounts require at least two products, one of which is a Members active checking account; active checking means a minimum of five debits per month or recurring direct deposit(s) totaling a minimum of $500 a month. The rate on a Bump Up Certificate can be increased one time during each term of the certificate. Rate increase requests are limited o the current rates advertised for the MembersBasic and MembersPlus Certificates for the same term length as of the date the rate increase request is received by Members. The increased rate will apply to the period of time remaining on the certificate term beginning on the date of the request.
Membership required and subject to account requirements.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.