There’s no need to slow down with our MCCU mobile app and all its smart features.
Initial access to the app will require you to have online banking. If you do not have online banking, you'll need to register in order to establish credentials.
How to Get the Mobile App
- Download MCCU-Mobile from the appropriate app store.
- Log in to the mobile app using your online banking credentials.
Note: your login credentials will be the same for online banking and the mobile app.
Need to sign up for online banking in order to get your mobile app login credentials?
Need help navigating our mobile app? Call us at: 1-800-296-8871 or use our convenient video banking service.
Mobile Check Deposit
If you can take a picture, you can deposit a check, with mobile check deposit. It’s easy and encrypted for security. Funds are deposited as if they were made through a teller.
Here's how it works (for Apple and Android devices only):
- Log into MCCU-Mobile on your smartphone.
- Select 'Deposit a Check' from the menu bar.
- Accept the disclosure.
- Select an account to deposit the funds to.
- Enter the amount of the check to be deposited.
- Sign the back of your check and write: "For mobile deposit only to Members Cooperative CU"
- Place your check on a dark, flat surface and capture images of the front and back of your check (capture all corners) and select 'Use' with each image.
- Review the information and select 'Make a Deposit'.
Note: to capture an image of your check, you will need to make sure 'Camera' is enabled for the MCCU Mobile app located in your phone settings. Deposits made to your account before 6:30 p.m. CT will generally post to your account the same business day. Deposits made to your account after 6:30 p.m. CT or on a weekend or holiday typically post to your account by 9:30 a.m. CT the following business day. Longer delays may apply in some cases depending on the type of check that you deposit and will be available after 6 p.m. CT the 5th business day after deposit. Checks should be kept for thirty days, in case of discrepancies. Checks are required to be endorsed properly and may be rejected for an improper or lack of endorsement. Access is subject to the availability of the internet, cell phone network coverage and plans, and typical service interruptions stemming from your providers or the credit union providers.