This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
PhoneContact Us Email
Contact Us
Required

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.






    • Phone Number
      ( ) - ext
    Members Cooperative Credit Union Go to main content

    Online Banking

    ONLINE BANKING LOGIN

    ABOUT US

    From eight members to fifty-three thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman - envisioned a better way of getting the financial services that they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union, bringing us into Grand Rapids. Most recently, in February of 2018, we expanded into the Brainerd Lakes Area, opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

    Open an Account Online

    Membership Benefits & Product Perks

    As if our great rates and service weren’t enough, we also partner with providers to offer extra-special perks to our members!  As an MCCU member, you’ll enjoy:

    • Local ownership and decision-making
    • Peace of mind, with accounts insured for up to $250,000 by NCUA
    • Seriously great rates on savings and investments
    • Low rates on loans for vehicles, mortgages, debt consolidation and more
    • No-surcharge ATM access at more than 1,000 Shared Service Center locations nationwide
    • Specialized investments and planning through Mass Mutual Financial Group
    • Low-rate Visa and Rewards Visa credit cards
    • Youth education and savings clubs

    Product Perks

    Save Up To $15 on TurboTax!

    Get Your Maximum Refund and Special Savings on TurboTax

    Getting your biggest possible tax refund has never been easier. From simple to complex taxes, TurboTax® has you covered. 

    • Taxes made easy. Just answer questions about  your year, anytime and from any device, and TurboTax fills in all the right forms for you.
    • Real experts standing by. With TurboTax Live, get unlimited advice from tax experts as you do your taxes -- or have everything done for you, start to finish.
    • Done right, guaranteed. TurboTax guarantees 100% accurate calculations, so you can be confident your taxes are done right.

    Members Cooperative Credit Union works with TurboTax to provide special savings for our valued members -- get up to $15 off TurboTax federal products. Start today!

    Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2020. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.


    Find out more.

    Join MCCU

    Go to main navigation
    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

    Video chat button