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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    Unlock Your Home’s Potential!

    Whether you want to tap into the equity of your home or finance renovations or repairs, Members Mortgage offers options to make your dreams a reality. Knowing which product will best meet your needs is a great place to start. 

    Discover your options

    Home equity loan: Borrow against the equity in your home and get a lump sum loan amount for immediate use. 

    Home equity line of credit (HELOC): Borrow against the equity in your home and access the funds for immediate or future purchases. 

    Home improvement loan: Cover expenses for home repairs and updates without using the equity in your home.

    Compare Features

    Mortgage Comparison Chart - Home Equity Loans, Home Equity Lines of Credit (HELOC) and Home Improvement Loans

    Not sure which option is best for you? 

    View the decision guide to see which MCCU product may meet your needs.

    Mortgage Decision Chart - Discover the best mortgage option for you.

    The Members Mortgage team is here to help. 

    Contact the Members Mortgage Team

    Schedule an online appointment

    MCCU lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval is required. NMLS #422512

    The information provided is general in nature and may not apply to your specific situation.  MCCU does not provide legal, tax, or other advice. Please consult with your own professional services provider for more information on these matters.


    The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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