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Auto & Rec Loans

Drive now and pay later

Hit the road, trail, or water with no payments for 90 days!1


Competitive rates

Our great rates make financing more affordable.


Flexible terms

Choose from a range of terms that suit your budget and lifestyle.


Easy application

Apply online for quick preapproval to make your purchase faster and easier.

How it works

It’s easy to get an auto or recreational loan.

  • 1

    Complete an application

    Fill out an application online, over the phone, or through Video Banking.

  • 2

    Get approved

    We’ll crunch the numbers and let you know if you’re approved.

  • 3

    Buy your vehicle

    Use your loan funds to purchase your next vehicle.

Apply now

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 218-625-8800

Drive now, pay later


Embark on your next journey today and enjoy no payments for 90 days.


Apply now


1 To be eligible, the loan must be approved and funded by August 31, 2024. Refinance of an existing Members loan will not be eligible for this promotion. At Members’ discretion, this promotion may be discontinued at any time without notice. Rates are dependent on credit history, down payment, collateral, loan amount and term length.

Membership and loan approval required.

Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as loan collateral must be within the states of Minnesota and Wisconsin.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking

Juneteenth Holiday Closure All offices will be closed Wed., 6/19, for Juneteenth. โ€ฏATMs, mobile services, and online banking are available 24/7. View all our holiday closures.