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Tiny Home Financing

Big dreams, tiny house

Ready for a smaller, eco-friendly lifestyle, or a simple, peaceful getaway? Make your big dreams a reality!


Fixed rate options

Your rate won't change over the life of the loan.


Tiny home financing

Few lenders finance tiny homes. We make it happen!


No Private Mortgage Insurance (PMI)

Save on your monthly payments with no PMI requirements.


Build, buy or refinance.

Whether you want to build, buy or refinance, we can help.


Low down payment

You may not need 20% down, making it easier to buy now.


Expert local support

From origination through the life of your loan, we provide a high-success, low-stress experience.

Calculate your monthly payment1

Monthly Payment

Financing That Fits Your Needs

Finance your freedom

Whether you want to vacation, simplify, or live eco-friendly, our Tiny Home financing lets you live large for less.

Tiny matching houses in a snowy forest
Low Down Payment

Pay less upfront

Tiny Home loans offer low down payment options, so your out-of-pocket costs are as tiny as your new home.

Woman and her white dog inside of their tiny home

Trust is a top reason members choose Members Mortgage.

— 2023 Mortgage Processing Survey

How it works

It's easy to get tiny home financing.

  • 1

    Complete an application

    Apply online, over the phone, in person, or through Video Banking.

  • 2

    Get approved or pre-qualified

    We'll let you know what you're approved or pre-qualified for.

  • 3

    Start living tiny!

    Use the loan funds to build, buy, or refinance a tiny home.

Apply now

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 218-625-8580

Go tiny with a little help


Get the simple, eco-friendly place you’re looking for! Our affordable tiny home financing with fixed rates and low downpayment can help make it happen.


Apply now


1 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Calculations do not include amounts for taxes and insurance premiums, if applicable, and your actual payment obligation may be greater. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.

Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending is available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking