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Solar Loans

Save the earth, cut utility costs

Finance your home solar system and start living a greener, energy-independent lifestyle.


Fixed rate

Your rate won't change over the course of the loan.


Flexible terms

Choose a monthly payment with terms of 60, 120 or 180 months.1


Loans up to $150,000

Enjoy more buying power with solar loans up to $150,000.


High LTV

You may qualify for 100% loan-to-value (LTV).


Apply your rebates

Talk to us about how you can apply your rebates to lower your monthly payments.2


Unique lending

We work with several partners to ensure a smooth financing process.

Calculate your monthly payment3

Monthly Payment

Loans Up to $150,000

Get your perfect system

You're not limited to minor solar improvements. With loans up to $150,000, you can invest in a robust system.

Solar panels on the roof of a private house
Flexible Terms

Manageable monthly payments

With terms between 60 and 180 months, you can keep your monthly payments low or pay off your loan faster.

Mother with her daughter near their house with solar panels

Trust is a top reason members choose Members Mortgage.

— 2023 Mortgage Processing Survey

How it works

It's easy to get a solar loan.

  • 1

    Complete an application

    Apply online, over the phone, in person, or through Video Banking.

  • 2

    Get approved or pre-qualified

    We'll let you know if you're approved or pre-qualified for a loan.

  • 3

    Purchase solar

    Use the funds to purchase qualified solar improvements for your home.

Apply now

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 218-625-8580

Get the green to go green


Get the funds you need to make solar improvements to your home. Lower your energy bills and preserve the environment for the long haul.


Apply now


1 An example of a typical Solar Loan with X% down: 36-month loan at 5.84% APR and a loan to value of 80%, would result in a monthly payment of $30.35 per $1000 borrowed. APR referenced in the example is the lowest rate available as of June 12, 2024 and may vary based on loan amount, borrower credit, loan to value, property type, occupancy, etc. Terms and rates may change at any time.
2 Members does not provide legal, tax, or other advice. Please consult with your own professional services provider for more information on these matters. This content is provided for general information purposes only.
3 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Calculations do not include amounts for taxes and insurance premiums, if applicable, and your actual payment obligation may be greater. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.

Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking

Juneteenth Holiday Closure All offices will be closed Wed., 6/19, for Juneteenth. β€―ATMs, mobile services, and online banking are available 24/7. View all our holiday closures.