Don't move— improve!
Your home is your castle. Make it shine with a home improvement loan.
Competitive rates
Save money over the life of your home improvement loan.
High LTV
Make improvements with little to no equity in your home, with flexible loan-to-value options.
Fixed rate
Predictable monthly payments help you budget for the future.
Calculate your monthly payment1
Monthly Payment
Affordable options
Create your ideal space. Our competitive-rate home improvement loans help you pay less interest over the life of the loan.
Get more funding for your project
Transform your home without depleting your equity. You can get up to 125% loan-to-value (LTV) to pay for renovations.2
Trust is a top reason members choose Members Mortgage.
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1
Complete an application
Apply online, by phone, in person, or through video banking.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Improve your home
Use the funds for qualifying home improvement projects.
Have questions? We're here to help!
Hone your home
With a home improvement loan, get the funding you need to transform your space. Our competitive rates and high LTV make it easy!
Disclosures
1 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Calculations do not include amounts for taxes and insurance premiums, if applicable, and your actual payment obligation may be greater. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
2 Loan to value requires an “as is” appraisal and is based on the amount of all loans secured by the property.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers. In order to receive account notifications you must enroll in online banking services and specifically text notifications. Membership required.
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