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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking



    Can saving be simple and still offer loads of great options? We think so. At MCCU you’ll find powerful savings account and investment options with great features, terrific savings rates, and no unnecessary fluff. Live your best financial life, knowing you’ve got the right products for your needs.


    Health Savings Account (HSA)

    It’s a healthy way to save!

    Are your covered under a high deductible health plan? Save for planned or unplanned medical expenses with an HSA.

    • Pre-tax dollars for medical costs
    • Tax-free growth of funds
    • Year-to-year rollover
    • Immediate ownership of all dollars contributed by both employee and employer
    • Portability

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8600 or use our convenient Video Banking service to open an account.

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    Health Savings Account Rates

    Health Savings Account Rates1,2

    MembersPlus Health Savings Account
    TierInterest RateAPY
    $0 - $9,999 0.10% 0.10%
    $10,000 + 0.15% 0.15%

    (1) APY is the Annual Percentage Yield and is subject to change.
    (2) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month.  See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of  July 30, 2020. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
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