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How does Zelle® work?

When you enroll with Zelle® through your online banking Bill Pay account or mobile banking app, your name, the name of your financial institution and the email address or U.S. mobile number you enrolled is shared with Zelle® (no sensitive account details are shared – those stay with Members Cooperative Credit Union).

When someone sends money to your enrolled email address or U.S. mobile number, Zelle® looks up the email address or mobile number in its “directory” and notifies Members Cooperative Credit Union of the incoming payment. Members Cooperative Credit Union then directs the payment into your credit union account, all while keeping your sensitive account details private.

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