Can I cancel a payment?

You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel and then select Cancel This Payment.

If the person you sent money to has already enrolled with Zelle, the money is sent directly to their bank or credit union account and can’t be canceled. This is why it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.

If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren’t able to get your money back, please call our member service team so we can help you.

Scheduled or recurring payments sent directly to your recipient’s account number (instead of an email address or mobile number) are made available by Members Cooperative Credit Union but are a separate service from Zelle and can take one to three business days to process.

You can cancel a payment that is scheduled in advance if the money hasn’t already been deducted from your account.