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Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking


    Credit Cards


    Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

    No matter which card you choose, you'll enjoy important features like:

    • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
    • Mobile purchasing capability for added convenience.
    • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
    • Cardmember Service available 24 hours a day/365 days per year.
    • Built-in mobile wallet technology for secure, touchless payments from your smartphone at participating retailers.
    • Plus much more!

    View Card Options

    *Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
    The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient video banking service to apply.

    Cardmember Service

    For questions about your account or to report a lost or stolen card:

    Call MCCU at 218-625-8500 or 1-800-296-8871 during operating hours.
    After operating hours: 1-800-417-8715
    ELAN Visa® Credit Card: 1-800-558-3424
    PSCU (Former Lake State) Credit Card: 1-844-367-7728

    Find out more.

    Access your American Express® or VISA® account

    Check out a great interactive online resource on understanding credit and your credit score.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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