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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    MCCU is a growing and progressive organization, recognized in 2022 as one of the best credit unions in the Northland for six consecutive years.

    Our credit union aims to make our communities stronger, our employees happier, and our world better, by providing innovative financial solutions and exceptional service. We exist to serve our members and our earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. MCCU is a great place to bank- and an equally great place to work.


    We believe in financial success and offer each of our employees a comprehensive 401k savings plan. MCCU will contribute a 5% match to your 1% contribution within the first five years. After 5 years, MCCU will contribute a 10% match to your 1% contribution.

    Other benefits offered at Members Cooperative Credit Union (eligibility based on FT/PT status):

    • Competitive salary  • 401k program • Health savings account (HSA)
    • Flexible work • Company-sponsored life insurance • Flexible savings account (FSA)
    • Paid time off • Voluntary life insurance • Health reimbursement account
    • Paid holidays • Employee assistance program • Dependent care FSA
    • Medical insurance • Tuition reimbursement • Paid parental leave
    • Dental insurance • Employee products program • Paid development time
    • Vision insurance • Employee referral bonus program • Paid volunteer hours

    *All employee benefits, including 401(k) participation and contributions, are subject to company policy and may change; eligibility requirements must be met.

    View Current Career Opportunities at MCCU

    Looking for a fresh start with a great organization? Check out our openings!

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    Community Involvement

    We succeed when our communities succeed.  Giving back is in our DNA. 
    For over 80 years, MCCU has been a steadfast supporter of our members and communities.  We nurture a culture of service among our employees and work hard to invest in the regions we're proud to be a part of.  It’s also why our organization offers a paid volunteer time program, to ensure our employees can enjoy the reward of helping others and our local communities.

    Our Employees

    At MCCU, we believe our team members are our greatest asset. We take a comprehensive approach to attracting and retaining talented, committed employees at every level of the organization. We hire the best, and we invest in them, ongoing. 

    From tuition reimbursement and ongoing training programs like Leadership University (our internal leadership development program) to the MCCU mentorship program and other customized educational offerings from our in-house Leadership and Development team, we go the extra mile to build strong leaders throughout MCCU.

    Employee Testimonials:

    “I chose to work at MCCU in part because I embraced the mission of the credit union. I’ve stayed here, because I found so much more: a great team environment, competitive compensation and benefits, and opportunities for growth."


    • Forbes list of America’s Best-In-State Credit Unions for 2021
    • Best Credit Union in the Northland - Duluth News Tribune
    • Best Credit Union - Chisago County - County News Review
    • Best Credit Union - Isanti County - County News Review
    • Best Mortgage Company - Chisago County - County News Review
    • CUNA Diamond Awards - Best in Category (Color) with an award for Brilliant Use of Art in the Cloquet lobby design; Best Use of Color (debit card design)
    • MnCUN Marketing Awards – “Annual Report” and “Printed” categories
    • 2019- recognized by Gallagher as a “Best-of-the-Best Employer” for healthcare cost control and HR management

    Members Cooperative Credit Union is an Equal Employment Opportunity Employer. 

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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