Bump Up CD
Serve yourself a one-time rate increase during the certificate term!
- Available with terms of 24, 36, 48 and 60 months, on regular and IRA certificates
- Lock into the current rate, with the option to request a one-time rate increase
Have questions? We're here to help!
Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient video banking service to open an account.
Rates
| MembersPlus 24 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.45% |
| 24 Months |
$100,000.00 |
2.55% |
| MembersPlus 36 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.60% |
| 36 Months |
$100,000.00 |
2.70% |
| MembersPlus 48 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.70% |
| 48 Months |
$100,000.00 |
2.80% |
| MembersPlus 60 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
2.85% |
| 60 Months |
$100,000.00 |
2.95% |
| MembersBasic 24 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.05% |
| 24 Months |
$100,000.00 |
2.15% |
| MembersBasic 36 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.20% |
| 36 Months |
$100,000.00 |
2.30% |
| MembersBasic 48 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.30% |
| 48 Months |
$100,000.00 |
2.40% |
| MembersBasic 60 Month Bump Up Share Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
2.45% |
| 60 Months |
$100,000.00 |
2.55% |
| MembersPlus 24 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.45% |
| 24 Months |
$100,000.00 |
2.55% |
| MembersPlus 36 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.60% |
| 36 Months |
$100,000.00 |
2.70% |
| MembersPlus 48 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.70% |
| 48 Months |
$100,000.00 |
2.80% |
| MembersPlus 60 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
2.85% |
| 60 Months |
$100,000.00 |
2.95% |
| MembersBasic 24 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 24 Months |
$1,000.00 |
2.05% |
| 24 Months |
$100,000.00 |
2.15% |
| MembersBasic 36 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 36 Months |
$1,000.00 |
2.20% |
| 36 Months |
$100,000.00 |
2.30% |
| MembersBasic 48 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 48 Months |
$1,000.00 |
2.30% |
| 48 Months |
$100,000.00 |
2.40% |
| MembersBasic 60 Month Bump Up Share IRA Certificate |
| Term | Minimum Balance | APY |
| 60 Months |
$1,000.00 |
2.45% |
| 60 Months |
$100,000.00 |
2.55% |
(1) APY is the Annual Percentage Yield effective May 3, 2023.
(2) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of May 3, 2023. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.
(3) $1,000 minimum deposit. Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawal.
(4) Increased rate will apply to the period of time remaining on the initial certificate term. Contact a branch office for information how to request an increase. Fees can reduce earnings. Penalty imposed for early withdrawal.
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