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    Members Cooperative Credit Union Go to main content

    Online Banking

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    Investing

    Bump Up CD

    Serve yourself a one-time rate increase during the certificate term! 

    • Available with terms of 24, 36, 48 and 60 months, on regular and IRA certificates 
    • Lock into the current rate, with the option to request a one-time rate increase 

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient video banking service to open an account.


    Rates

    MembersPlus Bump Up CD Rates1,2,3,4

    MembersPlus 24 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    24 Months $1,000.00 2.45%
    24 Months $100,000.00 2.55%

    MembersPlus 36 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    36 Months $1,000.00 2.60%
    36 Months $100,000.00 2.70%

    MembersPlus 48 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    48 Months $1,000.00 2.70%
    48 Months $100,000.00 2.80%

    MembersPlus 60 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    60 Months $1,000.00 2.85%
    60 Months $100,000.00 2.95%

    MembersBasic Bump Up CD Rates1,3,4

    MembersBasic 24 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    24 Months $1,000.00 2.05%
    24 Months $100,000.00 2.15%

    MembersBasic 36 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    36 Months $1,000.00 2.20%
    36 Months $100,000.00 2.30%

    MembersBasic 48 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    48 Months $1,000.00 2.30%
    48 Months $100,000.00 2.40%

    MembersBasic 60 Month Bump Up Share Certificate
    TermMinimum BalanceAPY
    60 Months $1,000.00 2.45%
    60 Months $100,000.00 2.55%

    MembersPlus Bump Up IRA CD Rates1,2,3,4

    MembersPlus 24 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    24 Months $1,000.00 2.45%
    24 Months $100,000.00 2.55%

    MembersPlus 36 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    36 Months $1,000.00 2.60%
    36 Months $100,000.00 2.70%

    MembersPlus 48 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    48 Months $1,000.00 2.70%
    48 Months $100,000.00 2.80%

    MembersPlus 60 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    60 Months $1,000.00 2.85%
    60 Months $100,000.00 2.95%

    MembersBasic Bump Up IRA CD Rates1,3,4

    MembersBasic 24 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    24 Months $1,000.00 2.05%
    24 Months $100,000.00 2.15%

    MembersBasic 36 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    36 Months $1,000.00 2.20%
    36 Months $100,000.00 2.30%

    MembersBasic 48 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    48 Months $1,000.00 2.30%
    48 Months $100,000.00 2.40%

    MembersBasic 60 Month Bump Up Share IRA Certificate
    TermMinimum BalanceAPY
    60 Months $1,000.00 2.45%
    60 Months $100,000.00 2.55%

    (1) APY is the Annual Percentage Yield effective May 3, 2023.
    (2) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of May 3, 2023. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.
    (3) $1,000 minimum deposit. Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawal.
    (4) Increased rate will apply to the period of time remaining on the initial certificate term. Contact a branch office for information how to request an increase. Fees can reduce earnings. Penalty imposed for early withdrawal.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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