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Buckwise Savings Account

Financial know-how for teens

A Buckwise Savings account can help your child, aged 13-18, learn to save responsibly.


Online banking

Teens can manage their finances digitally with free online banking.


Earn dividends

Dividends are paid quarterly on all Buckwise Savings accounts.


Automatic deposits

Set up automatic deposits to easily add money to the account.


Withdraw anytime

With no savings terms, kids can use their money when they want.


Low opening balance

It's easy to get started, with a $5 minimum opening balance.


Federally insured

Buckwise Savings accounts are federally insured up to $250,000 by the NCUA.

Today's rates

View more rates
As high as % APY1

Calculate your monthly savings2

Final Balance

Contributions:     |    Earnings: 
Online Banking

Digital account access, 24/7

Online banking makes it easy for teens to track their savings. Plus, it's easy for you to keep tabs on their account, helping you teach healthy habits.

Preteen girls walking home after school
Earn Dividends

Sit back and save

With quarterly compounding of dividends, teens can enjoy watching their account balance grow.

Teen girl sitting in a field laughing

Members regularly rave about our competitive rates, convenient locations and friendly staff.

— 2023 Relationship Survey

How it works

It's easy to get a Buckwise Savings account with us.

  • 1

    Open an account

    It's easy to open an account with your child at a branch or through video banking.

  • 2

    Make an initial deposit

    Deposit just $5 to get started with a new teen savings account.

  • 3

    Teach your teen

    Show your teen how to save and manage money with online banking.

Schedule an appointment

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 1-800-296-8871

Preparation for life


Teens can get a great start learning the ins and outs of financial management with an account designed for them.


Schedule an appointment


1 APY is the Annual Percentage Yield. The stated APY is effective as of April 17, 2024. The APY is variable and may change at any time, and the rate may change after the account is opened. Fees may reduce earnings.
2 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. There is no guaranteed rate or earnings on a Buckwise Savings account. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
Membership required and subject to account requirements, including a parent or legal custodian joint owner requirement.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking