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Share Savings Account

Reach your savings goals

A Share Savings account is a safe place to stash your savings and earn dividends.


$5 to open

Open a Share Savings account with just a $5 minimum deposit.


Earn Dividends

Put your money to work and earn dividends to reach your goals fast.


Online and mobile banking

Keep tabs on your savings digitally, with online and mobile banking.


Withdraw anytime

Withdraw money at any time for total financial flexibility.


No monthly service charges

Save more with no monthly service charges.


Federally insured

Share savings accounts are federally insured up to $250,000 by the NCUA.

Today's rates

View more rates
As high as % APY1

Calculate your monthly savings2

Final Balance

Contributions:     |    Earnings: 
Earn Dividends

Ready, set, save!

Put your hard-earned money to work in an account that earns dividends on your balance, helping you achieve your financial goals sooner.

Woman looking at her bank account on tablet
Withdraw Anytime

Full access to funds

Your funds aren't locked into a savings term with a Share Savings account. You can withdraw and deposit funds whenever you want.

A couple looking at their smartphones

Members regularly rave about our competitive rates, convenient locations and friendly staff.

— 2023 Relationship Survey

How it works

It's easy to get a Share Savings account.

  • 1

    Open an account

    Start your account online or in one of our branch locations.

  • 2

    Make an initial deposit

    Get started with just a $5 minimum initial deposit.

  • 3

    Save for your goals

    Use your Share Savings account to reach your financial goals.

Open an account

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 1-800-296-8871

Your goals, within reach


A Share Savings account is a secure place to stash funds for a rainy day, specific goal, or future purchase — all while earning dividends.


Open an account


1 APY is the Annual Percentage Yield. The stated APY is effective as of June 12, 2024. The APY is variable and may change at any time, and the rate may change after the account is opened.  Fees may reduce earnings.
2 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.

Membership required and subject to account requirements.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking

Juneteenth Holiday Closure All offices will be closed Wed., 6/19, for Juneteenth. β€―ATMs, mobile services, and online banking are available 24/7. View all our holiday closures.