Skip nav to main content.
Secondary Savings Account

Save for anything

Want to save for a special goal, like holiday gifts or a vacation? Open a Secondary Savings account and make it happen!


No monthly fees

It's free to open a Secondary Savings account with no monthly service fees.1


No minimum balance

There's no minimum to open a Secondary Savings account.


Save for anything

Use your account to stash funds for anything and everything!


Easy transfer

It's easy to transfer funds for purchases.


Friendly service

Visit us at a branch, by phone, or online, for friendly personal service.


Expert support

Our experts know their stuff! When you need guidance, count on us.

Today's rates

View more rates
As high as % APY2

Calculate your monthly savings3

Final Balance

Contributions:     |    Earnings: 
Save for Anything

Preserve your primary savings

Use your Secondary Savings account for whatever you want. Save for an amazing summer vacation or build an emergency fund. It's up to you!

Save for the Holidays

Ease the stress of holiday spending

Open a Christmas Club Savings account for the holidays. Save for gifts, vacations, or special expenses that occur in the months of November or December.

Young woman opening gifts.
No Monthly Service Charge

Don't pay to save

An "extra" savings account doesn't mean an extra charge. Secondary Savings accounts have no monthly service charges.

Group of young adult friends laughing.

Members tell us they feel like they're treated like family and appreciate their interactions with employees.

— 2022 Avtex Findings Report

How it works

It's easy to get a Secondary Savings account.

  • 1

    Open your account

    Add your secondary account online, at a branch, or through video banking.

  • 2

    Start saving

    Make regular deposits to grow your savings.

  • 3

    Use the funds

    Rest easy knowing you have money for the fun things in life.

Open an account

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 1-800-296-8871

Dream big, save smart

Whether you want to save for the holidays, an event, or the unexpected, build extra funds with a Secondary Savings account.


Open an account


1 Secondary savings accounts do not have maintenance or transaction fees; other fees may apply.
2 APY is the Annual Percentage Yield. The stated APY is effective as of June 12, 2024. The APY is variable and may change at any time, and the rate may change after the account is opened. Fees may reduce earnings.
3 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. There is no guaranteed rate or earnings on a secondary savings account. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.

Membership required and subject to account requirements.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking

Juneteenth Holiday Closure All offices will be closed Wed., 6/19, for Juneteenth. β€―ATMs, mobile services, and online banking are available 24/7. View all our holiday closures.