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EcoChoice™ Checking Account

Save all kinds of green

Ditch the paper for eStatements and earn cash back on debit card transactions with an EcoChoice Checking account.


Earn dividends

Earn dividends on balances of $2,500 and over.1


No minimum balance

Enjoy flexibility with no minimum monthly balance requirement.


Cash back

Earn up to $300 cash back per year on your debit card purchases.2



Enjoy paperless eStatements you can view and manage online.


Debit card

Make quick, convenient purchases using your EcoChoice Checking debit card.


Overdraft protection

Link your savings account to your EcoChoice Checking account for overdraft protection.3

Today's rates

View more rates
As high as % APY4

Calculate your monthly savings5

Final Balance

Contributions:     |    Earnings: 
Paperless Benefits

Save paper and the environment

Save money and trees! EcoChoice Checking accounts reduce paper waste with digital eStatements and debit cards.

Man working at his computer from home
Cash Back

Being eco-friendly is rewarding

Earn up to $300 in cash back per year on debit card purchases with an EcoChoice Checking account.2

Person working on laptop from office

The employees are fantastic, and go the extra mile.

— 2022 Relationship Survey

How it works

It's easy to get an EcoChoice Checking account.

  • 1

    Open checking account

    Apply online, at a branch, or through video banking.

  • 2

    Make an initial deposit

    Add funds to your new checking account.

  • 3

    Use your account

    Start using your EcoChoice Checking account to manage your finances.

Open an account

Have questions? We're here to help!


Schedule an appointment


Schedule now


Meet virtually


Video Banking


Give us a call


Call 1-800-296-8871

Wallet-friendly and kind to the environment


Love the Earth and your checking account with EcoChoice Checking.
With paperless options and cash-back benefits, it’s easy and rewarding.


Open an account


1 Daily balances of $2,500 or more earn interest when held in a money market account. Daily balances below $2,500 do not earn interest.
2 Earn $0.10 per signature-based debit card transaction of $20 or more, up to $25 per calendar month and $300 per year.
3 Overdraft services are subject to Members Cooperative Credit Union overdraft governance documents.
4 APY is the Annual Percentage Yield. The stated APY is effective as of April 17, 2024. The APY is variable and may change at any time, and the rate may change after the account is opened. Fees may reduce earnings.
5 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. There is no guaranteed rate or earnings on a an EcoChoice Checking account. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.

Membership required and subject to account requirements.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking