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Text Banking FAQs

The who, what, why and how to Text Banking.

What is Text Banking?

Text Banking is a service which allows you to receive real-time account information via text message. By text command, you can receive account information and complete transfers between your accounts by text message 24/7.

Who can use Text Banking?

Anyone with a mobile device that can send or receive text messages can enroll to use Text Banking. Users must have a bank account with a financial provider that offers Text Banking.

Why should I use Text Banking?

When you want simple answers fast, Text Banking gets you that information in seconds.

With Text Banking there has never been a quicker way to:

  • Check your account balances.

  • Transfer funds between your accounts.

  • Check your transaction history.

  • Find the nearest ATM and branch location.

  • Fetch the due date for your credit card bill.

Sure you’re wondering why use text banking when I already use Mobile Banking?

Having both Text Banking and Mobile Banking available on your phone, expands the banking services you can access on the go. Making the accessibility to manage your finances on the go that much easier.

How do I use Text Banking?

At MCCU members can enjoy the convenience of text banking and text alerts. To register for Text Banking as an existing member, click here and follow our easy steps to register and start using it today!

If you don’t have an account with MCCU, click here to join MCCU today!

Video Banking

Memorial Day Holiday Closure All offices will be closed on Monday, May 27, in observance of Memorial Day. ATMs, mobile services, and online banking are available 24/7! View all our holiday closures.