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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.






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    Members Cooperative Credit Union Go to main content

    Online Banking

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    Youth Accounts

    You’re never too young to learn good financial habits. MCCU’s youth products and financial education options help kids do just that.

     

    YOUTH CDS

    Commit to saving and earn more with our certificates of deposit designed especially for youth members.

    • 12- and 24-month terms
    • Minimum $250 deposit
    • Flexibility to add additional funds at any time, in increments of $25
    • For members 0-18 years of age
    • Early withdrawal penalties may apply

    Stop by your local branch or call us at 1-800-296-8871 to open an account.


    Youth CD Rates

    Youth CD Rates

    Youth 12 Month Share Certificate
    TermAmountInterest RateAPY
    12 Months $250 - $49,999 1.94% 1.95%
    12 Months $50,000 - $99,999 2.03% 2.05%
    12 Months $100,000 + 2.13% 2.15%

    Youth 24 Month Share Certificate
    TermAmountInterest RateAPY
    24 Months $250 - $49,999 2.18% 2.20%
    24 Months $50,000 - $99,999 2.28% 2.30%
    24 Months $100,000 + 2.38% 2.40%

    (1) APY is the Annual Percentage Yield effective October 1, 2018.

    (2) $250 minimum deposit. Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawal.

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