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Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking



    All credit cards are not created equal. Check out our great options to find your fit, then enjoy the convenience of AppleTM, SamsungTM or AndroidTM Pay digital wallet technology!

    Apply online for a credit card

    American Express® Credit Cards
    VISA® Credit Cards


    So many options with such great features! There’s certain to be a card that fits your needs.

    • Competitive rates
    • Generous credit lines
    • Easy applications and quick approval
    • EMV smart chip technology for added security
    • Mobile purchasing capability for added convenience
    • Cash back, discounts and other rewards

    Find the right card for you:

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8600 or use our convenient Video Banking service to apply.

    Mobile Wallet Technology

    Make a secure mobile payment with a single tap using mobile wallet technology! Apple PayTM, Samsung PayTM and Android PayTM feature mobile payment technology that allows you to make a purchase with a smartphone, using your credit or debit card. And you’re able to authenticate purchases with a thumbprint!

    Visit Apple, Samsung or Android for more information!

    Cardmember Service

    For questions about your account or to report a lost or stolen card:

    Call MCCU at (218) 625-8500 or 1 (800) 296-8871 during operating hours.
    After operating hours: 1 (800) 417-8715
    ELAN Visa® Credit Card: 1 (800) 558-3424
    (Former Lake State) Credit Card: 1 (800) 556-5678

    Find out more.

    Access your American Express® or VISA® account

    Check out a great interactive online resource on understanding credit and your credit score.

    Apple. Apple Pay, and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd. Android and the Android Logo are trademarks of Google Inc. The creditor and issuer of these credit cards is Elan Financial Services pursuant to a license from Visa U.S.A. Inc. © 2014 Elan Financial Services. All Rights Reserved.

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
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