UTV / Side-by-Side Loans
You work hard. And when you play, you play hard… because you’ve earned it!
Make the most of your play time with the equipment you need.
- Competitive interest rates
- Terms up to 84 months
- GAP Insurance available
- A .25% interest rate discount when you have payments automatically deducted from an MCCU account
What are you waiting for? Go off-roading with great financing and apply for a new or used UTV loan today!
Have questions? We're here to help!
Recreational Loan Rates
|Rec Loans||Term||APR as low as|
|Recreational Loan 2018 and newer||48 Months||3.24%|
|Recreational Loan 2012-2017||48 Months||4.94%|
|Motorcycle Loans||Term||APR as low as|
|2019 and newer vehicles||36 Months||2.54%|
|2013 and newer vehicles||60 Months||2.64%|
|2011-2012 vehicles||60 Months||4.44%|
(1) APR is the Annual Percentage Rate. Rates are effective January 1, 2021 and are subject to change.
(2) Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. 48 monthly payments of $27.83 per $1,000 borrowed; no down payment required for best rate. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.
Patriot Act: Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.Go to main navigation