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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking



    You work hard. And when you play, you play hard… because you’ve earned it! 

    Make the most of your work time with the equipment you need.

    The grass really is greener when you head to Members Cooperative Credit Union to finance your next tractor loan.

    • Competitive interest rates
    • Terms up to 84 months
    • GAP Insurance available
    • A .25% interest rate discount when you have payments automatically deducted from an MCCU account

    What are you waiting for? Make the most of your work time and apply for a new or used tractor loan today!

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient Video Banking service to apply.


    Recreational Loan Rates1,2

    Recreational Loan
    Rec LoansTermAPR as low as
    Recreational Loan 2018 and newer 48 Months 3.24%
    Recreational Loan 2012-2017 48 Months 4.94%

    Motorcycle Loan
    Motorcycle LoansTermAPR as low as
    2019 and newer vehicles 36 Months 2.54%
    2013 and newer vehicles 60 Months 2.64%
    2011-2012 vehicles 60 Months 4.44%

    (1) APR is the Annual Percentage Rate. Rates are effective January 1, 2021 and are subject to change.
    (2) Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. 48 monthly payments of $27.83 per $1,000 borrowed; no down payment required for best rate. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.
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