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    Members Cooperative Credit Union Go to main content

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    Rec Loans

    Looking for a little fun? You're getting warmer!

    Save this summer with our great rates on rec loans!

    Rates are great, whether you're looking to sail away, tear up the trails, or cruise down the highway.

    With recreational loan rates as low as 3.24% APR* and motorcycle loan rates as low as 2.84% APR*, it's easier than ever to make the most of your sunny days. 

    Apply now with our convenient online application 

    Give us a call for more details or to schedule an in-branch appointment, at: 218-625-8600, or connect with us virtually through our convenient Video Banking!


    Rec Loan Rates

    Recreational Loan
    Rec LoansTermAPR as low as
    Recreational Loan 2017 and newer 48 Months 3.24%
    Recreational Loan 2011-2016 48 Months 4.94%

    Motorcycle Loan
    Motorcycle LoansTermAPR as low as
    2018 and newer vehicles 36 Months 2.84%
    2012 and newer vehicles 60 Months 3.44%
    2010-2011 vehicles 60 Months 4.84%


    *APR is the Annual Percentage Rate. Rate is effective May 1, 2020 and is subject to change. Rate listed is the lowest possible rate and requires automatic payments (without autopay the APR will be 0.25% higher). Rates may be higher depending on credit history, loan to value, collateral, and term length. Subject to loan approval. Rates, terms, and conditions may change at any time. MCCU membership is required. 

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
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