STUDENT CHECKING1
- For teens ages 13 – 18
- Includes a debit card
- Can earn up to $300 cash back per year for debit card transactions2
- Earns dividends if $2,500 balance is maintained throughout the month
- Requires e-Statements
- Parent or guardian have complete access to the account
BENEFITS FOR MCCU MEMBERS
All MCCU checking accounts include:
- No minimum balance
- No monthly maintenance fees
- Online banking and mobile app3
- Early access to direct deposits, like your paycheck (Early Pay Direct Deposit)4
- Fee free access to over 40,000 ATMs in the MoneyPass® Network
- Debit card controls
- And more!
Want to connect? We make it easy!
Call us at: 218-625-8500, make an appointment online, or use our convenient video banking service to open an account.
Click here to report a lost or stolen debit card
Neon Debit Card Designs
These designs are available for instant issue at any of our branch locations (except McGregor and Isanti) and can be printed while you wait.
School Debit Card Designs
These designs are available by order only and will be delivered through the mail. To order, call 1-800-296-8871, send a secure message through online banking, or stop by any of our branch locations.
(1) No monthly maintenance fees or minimum balances required. Other fees may apply. See fee schedule.
(2) Earn $.10 per signature-based debit card transaction of $20 or more, up to $25 per calendar month and $300 per year.
(3) Services such as online banking and bill pay may require that you sign up and agree to applicable terms and conditions. When applicable, access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
(4) Eligible funds received via direct deposit may be accessed up to three days before the scheduled payment date. The date funds will be available may vary for each payment, including recurring deposits, and is dependent on the timing of the payor’s submission and the discretion of the credit union.
Due to variations in color and print, cards may print differently than they appear on the website.
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