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Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking


    Youth Accounts


    • For teens ages 13 – 18
    • Includes a debit card
    • Can earn up to $300 cash back per year for debit card transactions2
    • Earns dividends if $2,500 balance is maintained throughout the month
    • Requires e-Statements
    • Parent or guardian have complete access to the account


    All MCCU checking accounts include:

    • No minimum balance
    • No monthly maintenance fees
    • Online banking and mobile app3 
    • Early access to direct deposits, like your paycheck (Early Pay Direct Deposit)4
    • Fee free access to over 40,000 ATMs in the MoneyPass® Network 
    • Debit card controls 
    • And more!

    Want to connect? We make it easy! 

    Call us at: 218-625-8500, make an appointment online, or use our convenient video banking service to open an account.

    Click here to report a lost or stolen debit card

    Neon Debit Card Designs

    These designs are available for instant issue at any of our branch locations (except McGregor and Isanti) and can be printed while you wait.

    School Debit Card Designs

    These designs are available by order only and will be delivered through the mail. To order, call 1-800-296-8871, send a secure message through online banking, or stop by any of our branch locations.

    (1) No monthly maintenance fees or minimum balances required. Other fees may apply. See fee schedule.  
    (2) Earn $.10 per signature-based debit card transaction of $20 or more, up to $25 per calendar month and $300 per year.
    (3) Services such as online banking and bill pay may require that you sign up and agree to applicable terms and conditions. When applicable, access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers. 
    (4) Eligible funds received via direct deposit may be accessed up to three days before the scheduled payment date. The date funds will be available may vary for each payment, including recurring deposits, and is dependent on the timing of the payor’s submission and the discretion of the credit union. 

    Due to variations in color and print, cards may print differently than they appear on the website.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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