Give your budget a break
Make it happen with Skip-A-Payment
When your monthly budget needs a break, postpone a payment with Skip-A-Payment*.
How it works
Mail your application to MCCU
Pay a $25 fee and skip your payment
Skip-A-Payment is available once a year on:
- Auto loans
- Recreational loans
- Personal loans
Please note, mortgages, business loans, credit cards, lines of credit, and Expanded Plus loans aren’t eligible.
*Skip-A-Payment is only available to members with loans currently in good standing and where no other modifications have been made. Eligible loan(s) must be at least 6 months old. Only one payment may be skipped within a 12-month period. Skipped payments will be applied to the end of the loan, extending the original loan repayment period one month beyond the current maturity date. If you elected GAP coverage, that coverage will not be extended beyond the original maturity date.
Skip-A-Payment is not available for first mortgages, home equity lines of credit, home equity loans, VISA™ credit cards, Expanded Plus auto loans, Drive and Save auto loans, or business loans. Exclusions also include loans with CPI insurance or those that are currently being paid by Allied or similar disability insurance. MCCU reserves the right to discontinue this program at any time without notice and at its discretion.
Please refer to the Skip-A-Payment application for more information.Go to main navigation