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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking


    Give your budget a break

    Make it happen with Skip-A-Payment

    When your monthly budget needs a break, postpone a payment with Skip-A-Payment*. 

    How it works

    Application - icon

    Complete your application

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    Mail your application to MCCU


    Pay a $25 fee and skip your payment


    Eligible loans

    Skip-A-Payment is available once a year on: 

    • Auto loans 
    • Recreational loans
    • Personal loans

    Please note, mortgages, business loans, credit cards, lines of credit, and Expanded Plus loans aren’t eligible.

    Get started

    *Skip-A-Payment is only available to members with loans currently in good standing and where no other modifications have been made. Eligible loan(s) must be at least 6 months old. Only one payment may be skipped within a 12-month period. Skipped payments will be applied to the end of the loan, extending the original loan repayment period one month beyond the current maturity date. If you elected GAP coverage, that coverage will not be extended beyond the original maturity date.

    Skip-A-Payment is not available for first mortgages, home equity lines of credit, home equity loans, VISA™ credit cards, Expanded Plus auto loans, Drive and Save auto loans, or business loans. Exclusions also include loans with CPI insurance or those that are currently being paid by Allied or similar disability insurance. MCCU reserves the right to discontinue this program at any time without notice and at its discretion.

    Please refer to the Skip-A-Payment application for more information.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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