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    Members Cooperative Credit Union Go to main content

    ONLINE BANKING

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    Rates

    Share Certificate Rates

    Open a CD Online

    MembersBasic 3 Month Share Certificate1
    TermAmountInterest RateAPY2
    3 Months/90 Days $1,000 - $49,999 0.70% 0.70%
    3 Months/90 Days $50,000 - $99,999 0.75% 0.75%
    3 Months/90 Days $100,000 + 0.80% 0.80%

    MembersBasic 6 Month Share Certificate1
    TermAmountInterest RateAPY
    6 Months/180 Days $1,000 - $49,999 0.75% 0.75%
    6 Months/180 Days $50,000 - $99,999 0.80% 0.80%
    6 Months/180 Days $100,000 + 0.85% 0.85%

    MembersBasic 12 Month Share Certificate1
    TermAmountInterest RateAPY
    12 Months $1,000 - $49,999 1.94% 1.95%
    12 Months $50,000 - $99,999 2.03% 2.05%
    12 Months $100,000 + 2.13% 2.15%

    MembersBasic 24 Month Share Certificate1
    TermAmountInterest RateAPY
    24 Months $1,000 - $49,999 2.18% 2.20%
    24 Months $50,000 - $99,999 2.28% 2.30%
    24 Months $100,000 + 2.38% 2.40%

    MembersBasic 36 Month Share Certificate1
    TermAmountInterest RateAPY
    36 Months $1,000 - $49,999 2.48% 2.50%
    36 Months $50,000 - $99,999 2.58% 2.60%
    36 Months $100,000 + 2.67% 2.70%

    MembersBasic 48 Month Share Certificate1
    TermAmountInterest RateAPY
    48 Months $1,000 - $49,999 2.62% 2.65%
    48 Months $50,000 - $99,999 2.77% 2.80%
    48 Months $100,000 + 2.87% 2.90%

    MembersBasic 60 Month Share Certificate1
    TermAmountInterest RateAPY
    60 Months $1,000 - $49,999 2.67% 2.70%
    60 Months $50,000 - $99,999 2.87% 2.90%
    60 Months $100,000 + 2.97% 3.00%

    MembersPlus 12 Month Share Certificate1,3
    TermAmountInterest RateAPY
    12 Months $1,000 - $49,999 2.23% 2.25%
    12 Months $50,000 - $99,999 2.33% 2.35%
    12 Months $100,000 + 2.48% 2.50%

    MembersPlus 24 Month Share Certificate1,3
    TermAmountInterest RateAPY
    24 Months $1,000 - $49,999 2.48% 2.50%
    24 Months $50,000 - $99,999 2.58% 2.60%
    24 Months $100,000 + 2.67% 2.70%

    MembersPlus 36 Month Share Certificate1,3
    TermAmountInterest RateAPY
    36 Months $1,000 - $49,999 2.77% 2.80%
    36 Months $50,000 - $99,999 2.87% 2.90%
    36 Months $100,000 + 2.97% 3.00%

    MembersPlus 48 Month Share Certificate1,3
    TermAmountInterest RateAPY
    48 Months $1,000 - $49,999 2.82% 2.85%
    48 Months $50,000 - $99,999 2.92% 2.95%
    48 Months $100,000 + 3.02% 3.05%

    MembersPlus 60 Month Share Certificate1,3
    TermAmountInterest RateAPY
    60 Months $1,000 - $49,999 2.87% 2.90%
    60 Months $50,000 - $99,999 3.02% 3.05%
    60 Months $100,000 + 3.11% 3.15%

    Youth 12 Month Share Certificate4
    TermAmountInterest RateAPY
    12 Months $250 - $49,999 1.94% 1.95%
    12 Months $50,000 - $99,999 2.03% 2.05%
    12 Months $100,000 + 2.13% 2.15%

    Youth 24 Month Share Certificate4
    TermAmountInterest RateAPY
    24 Months $250 - $49,999 2.18% 2.20%
    24 Months $50,000 - $99,999 2.28% 2.30%
    24 Months $100,000 + 2.38% 2.40%

    Funeral Share Certificate1
    AmountInterest RateAPY
    $1,000 - $49,999 2.67% 2.70%
    $50,000 - $99,999 2.87% 2.90%
    $100,000 + 2.97% 3.00%

    (1) $1,000 minimum deposit.  Fees could reduce the earnings on the account.  A penalty will or may be imposed for early withdrawal.
    (2)
    APY is the Annual Percentage Yield effective as of June 11, 2018.
    (3)
     MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month.  See section 9 in the Truth-in-Savings Disclosure for applicable account limitations.
    (4)
    $250 minimum deposit.  Fees could reduce the earnings on the account.  A penalty will or may be imposed for early withdrawal.

    See a Financial Solutions Consultant for further details.

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