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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking



    There are countless reasons to borrow. Fortunately, there’s an MCCU personal loan product that’s just right for your unique situation. Find great loan rates and tons of options to make borrowing work for you!


    Loans secured by collateral offer great additional options for those seeking to borrow or build credit.


    Borrow with the backing of your savings account and get an extra-low interest rate.

    This loan offers a lower rate than unsecured options, saving you money over the course of the term. Share savings is pledged as collateral for the loan amount. Features of the Savings Secured Loan include:

    • Available for amounts up to 100% of share savings account value
    • Interest rate is 2% above the rate earned with a minimum of 4%
    • Pledged amount decreases as payments are made
    • Flexible repayment plan options
    • Continue to earn dividends on shares or share certificates
    • No credit approval required

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8600 or use our convenient Video Banking service to apply.

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
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