SAVINGS RATES
Your funds grow, faster, with our great savings products at MCCU. Compare features and find the savings option that’s the best fit for you.
| Savings and Checking |
| Name | APY 1 |
| Share Savings2 |
0.10% |
| Secondary and Emergency Fund2 |
0.10% |
| Buckwise and Dollar Dog2 |
0.10% |
| Preferred Checking3 |
0.05% |
| EcoChoice Checking 3 |
0.05% |
| Christmas Club2 |
0.15% |
| MembersPlus Money Market |
| Tier | APY |
| $2,500 - $24,999 |
0.30% |
| $25,000 - $99,999 |
0.50% |
| $100,000 + |
0.75% |
| MembersBasic Money Market |
| Tier | APY |
| $2,500 - $9,999 |
0.20% |
| $10,000 - $49,999 |
0.25% |
| $50,000 + |
0.45% |
| Health Savings Account |
| Tier | APY |
| $0 - $9,999 |
0.20% |
| $10,000+ |
0.25% |
| IRA Savings |
| Name | APY |
| Share IRA |
0.35% |
| Share Roth |
0.35% |
| Share SEP and Share Education |
0.35% |
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(1) APY is the Annual Percentage Yield and is subject to change.
(2) APY is effective as of March 14, 2023. Fees could reduce the earnings on the account.
(3) Minimum balance of $2,500 to earn the stated APY. APY is effective as of March 14, 2023. Fees could reduce the earnings on the account.
(4) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of March 14, 2023. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.
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