This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
PhoneContact Us Email
Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

    • Phone Number
      ( ) - ext
    Members Cooperative Credit Union Go to main content

    Online Banking




    Your funds grow, faster, with our great savings products at MCCU. Compare features and find the savings option that’s the best fit for you.

    Savings and Checking Rates

    Savings and Checking
    NameAPY 1
    Share Savings2 0.10%
    Secondary and Emergency Fund2 0.10%
    Buckwise and Dollar Dog2 0.10%
    Preferred Checking3 0.05%
    EcoChoice Checking 3 0.05%
    Christmas Club2 0.15%

    MembersPlus Money Market Rates1,4

    MembersPlus Money Market
    $2,500 - $24,999 0.30%
    $25,000 - $99,999 0.50%
    $100,000 + 0.75%

    MembersBasic Money Market Rates1

    MembersBasic Money Market
    $2,500 - $9,999 0.20%
    $10,000 - $49,999 0.25%
    $50,000 + 0.45%

    Health Savings Account Rates1

    Health Savings Account
    $0 - $9,999 0.20%
    $10,000+ 0.25%

    IRA Savings Rates1,2

    IRA Savings
    Share IRA 0.35%
    Share Roth 0.35%
    Share SEP and Share Education 0.35%

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient video banking service to open an account.

    (1) APY is the Annual Percentage Yield and is subject to change.
    (2) APY is effective as of May 3, 2023. Fees could reduce the earnings on the account. 
    (3) Minimum balance of $2,500 to earn the stated APY. APY is effective as of  May 3, 2023. Fees could reduce the earnings on the account.
    (4) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of May 3, 2023. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.

    Go to main navigation
    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

    Video chat button