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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    Borrow better, with our competitive-rate loans, for all your needs!

    Apply Online for a Loan

    Personal Loans
    NameAPR as low as
    Loan secured by new/used 2016 and newer vehicles** 3.49%
    Loan secured by used vehicle 2008-2009** 5.24%
    Recreational Loan 2015 and newer** 3.34%
    Recreational Loan 2009-2014** 5.09%
    Unsecured Signature Loan** 11.25%
    Lines of Credit** 15.00%
    Share Certificate/Secured Loan* ** 4.00%
    Secured Partnership Loan** 9.00%

    APR is the Annual Percentage Rate. Rates are effective October 15, 2018 and are subject to change.

    *Interest rate is 2.00% above the rate earned on share certificate with a minimum of 4.00%. Share secured loans are not eligible for the automatic payment rate deduction.

    **Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.

    Business Loans

    We keep our rates fresh! Please call Wendy Jurek or James Lundberg for our current commercial loan rates, at: 218-625-8890 or 800-296-8871.

    Mortgage & Home Equity Loans

    For current mortgage rates, please contact an MCCU Mortgage Team member.

    Check out our great refinance rates at a branch near you!

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