LINES OF CREDIT
Simplify your life with a superbly flexible borrowing option!
With limits determined based on your monthly income and credit score, you’ll love the flexibility this option provides!
Apply online for a line of credit
Have questions? We're here to help!
Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient Video Banking service to apply.
Line of Credit Rates
| Lines of Credit | |
| Name | APR as low as |
| Fast Funds Line of Credit | 15.00% |
| Unsecured Line of Credit | 10.90% |
(1) APR is the Annual Percentage Rate. Rates are effective January 1, 2021 and are subject to change.
(2) Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.
Patriot Act: Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Go to main navigation