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    Members Cooperative Credit Union Go to main content

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    PERSONAL LOANS

    There are countless reasons to borrow. Fortunately, there’s an MCCU personal loan product that’s just right for your unique situation. Find great loan rates and tons of options to make borrowing work for you!

    LINES OF CREDIT

    Simplify your life with a superbly flexible borrowing option!

    With limits determined based on your monthly income and credit score, you’ll love the flexibility this option provides!

    Apply online for a line of credit


    Line of Credit Rates

    Line of Credit Rates1,2

    Lines of Credit
    NameAPR as low as
    Fast Funds Line of Credit 15.00%
    Unsecured Line of Credit 10.90%

    (1) APR is the Annual Percentage Rate. Rates are effective October 15, 2018 and are subject to change.
    (2) Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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