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    Members Cooperative Credit Union Go to main content

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    PERSONAL LOANS

    There are countless reasons to borrow. Fortunately, there’s an MCCU personal loan product that’s just right for your unique situation. Find great loan rates and tons of options to make borrowing work for you!

    LINES OF CREDIT

    Simplify your life with a superbly flexible borrowing option!

    With limits determined based on your monthly income and credit score, you’ll love the flexibility this option provides!

    You can finance through MCCU with any of these easy options:


    Line of Credit Rates

    Line of Credit Rates1,2

    Lines of Credit
    NameAPR as low as
    Fast Funds Line of Credit 15.00%
    Unsecured Line of Credit 8.99%

    (1) APR is the Annual Percentage Rate. Rates listed are effective May 26, 2021 and are subject to change. 
    (2) Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time. Subject to loan approval. MCCU membership required. 

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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