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    Members Cooperative Credit Union Go to main content

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    MCCU Puts Innovation to the Test with Biometric Technology

    (Duluth, MN)  January 17, 2018   With Members Cooperative Credit Union (MCCU), innovation is now in the palm of your hand with Verifast, an award-winning biometric solution that uses an infrared sensing device to detect each person’s unique palm vein pattern.  MCCU will use this technology with the sole purpose to efficiently verify their members and acquire their account information.  

    Palm vein scanning is a highly reliable method of identification that uses more than five million verification points (thumbprint 10,000; retina scan 100,000) to establish a secure, individualized connection.  Palm vein patterns are unique and remain stable throughout a person’s life.  This technology offers superior security and accuracy because veins are “hidden” under the skin, making forgery virtually impossible.  While the system is designed for the use of the palm, it can read veins in other parts of the body like the wrist or elbow.

    The enrollment process which takes less than a minute is an optional benefit of membership with MCCU.  One enrolled, individuals simply hold their palm over an infrared sensing device making the verification process instantaneous. Verifast technology will be available in all MCCU locations by the end of March 2018.  Once enrolled you can use it at any branch.

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    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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