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    Members Cooperative Credit Union Go to main content

    Online Banking

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    Motorcycle Loans

    You work hard. And when you play, you play hard… because you’ve earned it! 

    Make the most of your play time with the equipment you need.

    • Competitive interest rates
    • Terms up to 84 months
    • GAP Insurance available
    • A .25% interest rate discount when you have payments automatically deducted from an MCCU account

    What are you waiting for? Hit the open road with great financing and apply for a new or used motorcycle loan today!

    Apply Online for a Motorcycle Loan

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8600 or use our convenient Video Banking service to apply.


    Recreational Loan Rates

    Recreational Loan Rates1,2

    Recreational Loan
    Rec LoansTermAPR as low as
    Recreational Loan 2017 and newer 48 Months 3.24%
    Recreational Loan 2011-2016 48 Months 4.94%

    Motorcycle Loan
    Motorcycle LoansTermAPR as low as
    2018 and newer vehicles 36 Months 2.84%
    2012 and newer vehicles 60 Months 3.44%
    2010-2011 vehicles 60 Months 4.84%

    (1) APR is the Annual Percentage Rate. Rates are effective September 25, 2020 and are subject to change.
    (2) Rates listed are the lowest possible rates. Rates may be higher depending on credit history, down payment, collateral, loan amount and term length. 48 monthly payments of $27.83 per $1,000 borrowed; no down payment required for best rate. Subject to loan approval. Rates, terms and conditions may change at any time. MCCU membership is required. The above rates are set with the expectation that payments will be set up on automatic withdrawal from an MCCU depository account. Add .25% to loan rates that are not set up with automatic withdrawal.

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
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