A mortgage for rural and suburban homebuyers
USDA Loans in Minnesota and Wisconsin
A great choice for homeowners wishing to live in smaller communities within a Rural Development Eligible Area.
- Competitive fixed interest rates
- No down payment options available for qualified borrowers and properties.
- Seller-paid closing costs allowed
- Targets low- to moderate- income families
Purchase and refinance options available!
For more information, please contact our Members Mortgage Team.
*MCCU lends to Minnesota and Wisconsin residents only and property securing USDA loans must be in Minnesota or Wisconsin. Membership and loan approval required.
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.
Patriot Act: Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.Go to main navigation