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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    Home Equity Line of Credit (HELOC)


    Home Equity Line of Credit in Minnesota and Wisconsin

    Could your home help you build your future? It's likely your largest asset, and it can be there for you, when needs or dreams arise.

    A Home Equity Line of Credit (HELOC) can be used for that special home improvement project, but did you know that these funds can also be used for other needs? A HELOC is a line of credit that allows you to borrow against the equity in your home. You can access funds in full or in part for immediate needs, future purchases, or just for a little extra security and wiggle room.

    An MCCU HELOC offers the following features: 

    • Flexible fund withdrawal
    • Low closing costs
    • Competitive interest rates 


    Have questions? We're here to help! 

    Click here to schedule an appointment or contact our Members Mortgage Team.

    *MCCU lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval is required.


    The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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