First Step Home Loan
The perfect option for first-time home buyers
- Only 2% down* needed
- No Private Mortgage Insurance
- Lock in rate during pre-qualification
- Mortgage serviced locally
Contact the Member Mortgage Team for More Information
*An example of a typical loan requiring a 2% down payment: $100,000.00 loan amount, 4.672% Annual Percentage Rate (APR), fixed rate 30 year term. Rates are valid as of 4/10/2019, may change at any time, and may vary based on loan amount, borrower credit, loan to value, property type, occupancy, etc. MCCU membership required. Restrictions apply and terms and rates may change at any time.
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.
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