First Step Home Loan
The perfect option for first-time home buyers
First Step Home Loans in Minnesota and Wisconsin
- No Private Mortgage Insurance
- Lock in rate during pre-qualification
- Mortgage serviced locally
Have questions? We're here to help!
*MCCU lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval is required.
First-Time Homebuyer Webinars
Join our mortgage loan originators on Zoom to learn the ins and outs of the home-buying process.
Click here to register for an upcoming webinar.
Planning for your first home
- First steps for first-time homebuyers
- 10 tips for the first-time homebuyer
- How to improve my credit score
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.
Patriot Act: Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.Go to main navigation