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Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking


    Savings Accounts


    Earn more, when you put your money in a MembersPlus Money Market Savings Account.

    • Higher rate of return than most traditional savings accounts
    • Access to your money if you need it
    • Tiered interest rates, so you earn more as you save more

    Account Requirements Include:

    • Active checking account with MCCU (an account with five (5) or more debit transactions per month). Or re-occurring direct deposit(s) totaling a minimum of $500 a month.
    • One additional product with MCCU

    Open a Money Market Savings Account Online

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient video banking service to open an account.


    MembersPlus Money Market Rates1,2

    MembersPlus Money Market
    $2,500 - $99,999.99 0.75%
    $100,000 - $249,999.99 1.00%
    $250,000 - $999,999.99 2.00%
    $1,000,000+ 3.00%

    MembersBasic Money Market Rates1

    MembersBasic Money Market
    $2,500 - $9,999 0.20%
    $10,000 - $49,999 0.25%
    $50,000 + 0.45%

    (1) APY is the Annual Percentage Yield and is subject to change.
    (2) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of October 1, 2023. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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