This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
PhoneContact Us Email
Contact Us

    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

    • Phone Number
      ( ) - ext
    Members Cooperative Credit Union Go to main content

    Online Banking



    Can saving be simple and still offer loads of great options? We think so. At MCCU you’ll find powerful savings account and investment options with great features, terrific savings rates, and no unnecessary fluff. Live your best financial life, knowing you’ve got the right products for your needs.



    Earn more, when you put your money in a MembersPlus Money Market Savings Account.

    • Higher rate of return than most traditional savings accounts
    • Access to your money if you need it
    • Tiered interest rates, so you earn more as you save more

    Account Requirements Include:

    • Active checking account with MCCU (an account with five (5) or more debit transactions per month). Or re-occurring direct deposit(s) totaling a minimum of $500 a month.
    • One additional product with MCCU

    Open a Money Market Savings Account Online

    Have questions? We're here to help! 

    Click here to schedule an appointment, call us at: 218-625-8500 or use our convenient Video Banking service to open an account.

    The MembersPlus money market account has a limit of six (6) electronic debits per month. This includes online or phone banking transfers, online bill pay, and recurring electronic debits. There is a $5 fee for each excess debit. There is no limit on “in-person” access or transfers of funds to MCCU loans, withdrawals done at a branch, or those sent in by mail or night drop.


    MembersPlus Money Market Rates1,2

    MembersPlus Money Market
    TierInterest RateAPY
    $2,500 - $9,999 0.15% 0.15%
    $10,000 - $24,999 0.20% 0.20%
    $25,000 - $49,999 0.30% 0.30%
    $50,000 - $99,999 0.40% 0.40%
    $100,000 + 0.50% 0.50%

    MembersBasic Money Market Rates1

    MembersBasic Money Market
    TierInterest RateAPY
    $2,500 - $9,999 0.12% 0.12%
    $10,000 - $49,999 0.15% 0.15%
    $50,000 + 0.25% 0.25%

    (1) APY is the Annual Percentage Yield and is subject to change.
    (2) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month.  See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of May 26, 2021. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

    Go to main navigation
    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

    Video chat button