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    Members Cooperative Credit Union Go to main content

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    ABOUT US

    From eight members to fifty-three thousand. A few good people can empower generations.

    In the spring of 1936, a group of eight people from the Cloquet area - seven men and one woman - envisioned a better way of getting the financial services that they and their community needed. They became the charter members of Cloquet Co-op Credit Union. Each person deposited $5 and formed the organization with just $40 in capital.

    In the decades that followed, MCCU grew, adding branches and expanding into Duluth, McGregor and Aitkin. In 2015, we merged with Lake State Credit Union, integrating our Moose Lake, Sandstone, North Branch and Isanti locations. In 2017, we merged with Lakes Area Federal Credit Union, bringing us into Grand Rapids. Most recently, in February of 2018, we expanded into the Brainerd Lakes Area, opening a branch in Baxter.

    Today, our family has grown across the state, to tens of thousands of members. Their confidence and continued support have made MCCU the largest credit union based north of the Twin Cities. We’re proud of our growth, but we’re more proud to continue the community-focused legacy our founders envisioned, and to empower new generations of members and their families.

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    MCCU MISSION/VISION

    MISSION

    To make our communities stronger, our employees happier, and our world better.

    That’s our mission, and we live it every day. As a not-for-profit credit union, we’re not in business to make money for a handful of shareholders – we’re in it to serve members with big-time products and hometown service.

    VISION

    To deliver an experience that is simple, fun, and more rewarding for everyone.

    Wherever you find an MCCU location, you'll find friendly faces, great products and technology, and an organization that strives to be a healthy part of our communities.

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    NCUAEqual Housing Lender

    This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act.

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