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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

    Online Banking



    Fill that nest with plenty of eggs! Earn more and save more, with our flexible, higher-yielding investment products.

    Interest Now CD

    Have your cake and eat it NOW, with interest prepaid up front! 

    • Interest paid at account opening3
    • Minimum deposit of $25,000 and maximum of $250,000 
    • 24-month term 

    For more information or to open an account, call us at: 218-625-8600 or use our convenient Video Banking service.

    Interest Now CD Rates

    MembersPlus Interest Now CD Rates1,2,3

    MembersPlus 24 Month Interest Now Share Certificate
    TermAmountInterest RateAPY
    24 Months $25,000 - $49,999 1.69% 1.70%
    24 Months $50,000 - $99,999 1.79% 1.80%
    24 Months $100,000+ 1.89% 1.90%

    MembersBasic Interest Now CD Rates1,3

    MembersBasic 24 Month Interest Now Share Certificate
    TermAmountInterest RateAPY
    24 Months $25,000 - $49,999 1.15% 1.15%
    24 Months $50,000 - $99,999 1.24% 1.25%
    24 Months $100,000+ 1.34% 1.35%

    (1) APY is the Annual Percentage Yield effective March 11, 2020.
    (2) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month.  See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of  March 11, 2020. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.
    (3) Interest paid 15 days after certificate deposit when funds are drawn on another financial institution. Certificate will renew into a traditional 24- month certificate if not redeemed within the 10- day grace period. Does not qualify for a Companion Account. Available only for consumer certificates. Fees can reduce certificate earnings. Penalty imposed for early certificate withdrawal. Penalty calculated as a forfeiture of the dividends that have been or would have been earned on the account over 180 days and forfeiture of unearned dividends that have been prepaid. $25,000 minimum deposit.

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