Interest Now CD
Have your cake and eat it NOW, with interest prepaid up front!
- Interest paid at account opening, if funded from a MCCU account
- Minimum deposit of $25,000 and maximum of $250,000
- 24-month term
Stop by your local branch or call us at 1-800-296-8871 to open an account.
Interest Now CD Rates
|MembersPlus 24 Month Interest Now Share Certificate|
|24 Months||$25,000 - $49,999||2.30%||2.30%|
|24 Months||$50,000 - $99,999||2.40%||2.40%|
|MembersBasic 24 Month Interest Now Share Certificate|
|24 Months||$25,000 - $49,999||2.00%||2.00%|
|24 Months||$50,000 - $99,999||2.10%||2.10%|
(1) APY is the Annual Percentage Yield effective October 1, 2018.
(2) MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. See section 9 in the Truth-in-Savings Disclosure for applicable account limitations. Rates and yields are current as of November 1, 2018. Rates are subject to change. Contact us anytime for the most current information regarding rates. Share savings account limitations may apply.
(3) Interest paid 15 days after certificate deposit when funds are drawn on another financial institution. Certificate will renew into a traditional 24- month certificate if not redeemed within the 10- day grace period. Does not qualify for a Companion Account. Available only for consumer certificates. Fees can reduce certificate earnings. Penalty imposed for early certificate withdrawal. Penalty calculated as a forfeiture of the dividends that have been or would have been earned on the account over 180 days and forfeiture of unearned dividends that have been prepaid. $25,000 minimum deposit.