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    Members Cooperative Credit Union Go to main content

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    Hook a Healthy Savings Rate

    MembersPlus 12 Month Share IRA Certificate
    TermAmountInterest RateAPY
    12 Months $1,000 - $49,999 2.23% 2.25%
    12 Months $50,000 - $99,999 2.33% 2.35%
    12 Months $100,000 + 2.48% 2.50%

    MembersPlus 24 Month Share IRA Certificate
    TermAmountInterest RateAPY
    24 Months $1,000 - $49,999 2.48% 2.50%
    24 Months $50,000 - $99,999 2.58% 2.60%
    24 Months $100,000 + 2.67% 2.70%

    MembersPlus 36 Month Share IRA Certificate
    TermAmountInterest RateAPY
    36 Months $1,000 - $49,999 2.77% 2.80%
    36 Months $50,000 - $99,999 2.87% 2.90%
    36 Months $100,000 + 2.97% 3.00%

    MembersPlus 48 Month Share IRA Certificate
    TermAmountInterest RateAPY
    48 Months $1,000 - $49,999 2.82% 2.85%
    48 Months $50,000 - $99,999 2.92% 2.95%
    48 Months $100,000 + 3.02% 3.05%

    MembersPlus 60 Month Share IRA Certificate
    TermAmountInterest RateAPY
    60 Months $1,000 - $49,999 2.87% 2.90%
    60 Months $50,000 - $99,999 3.02% 3.05%
    60 Months $100,000 + 3.11% 3.15%

    Click Here to View other IRA CD Rates

    *APY is the Annual Percentage Yield effective as of October 1, 2018.

    **MembersPlus 24-Month Share IRA Certificate accounts require a $100,000 minimum balance for highest APY.

    ***All MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Federally Insured by NCUA. 

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