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    • Use the form below to contact us directly for general questions or to provide feedback. Please do not include member numbers or account numbers. If your need is urgent, we invite you to contact us by phone at: 800-296-8871 or stop by any of our office locations.

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    Members Cooperative Credit Union Go to main content

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    Home Equity Line of Credit


    Could your home help you build your future? It's likely your largest asset, and it can be there for you, when needs or dreams arise.

    A Home Equity Line of Credit (HELOC) can be used for that special home improvement project, but did you know that these funds can also be used for other needs? A HELOC is a line of credit that allows you to borrow against the equity in your home. You can access funds in full or in part for immediate needs, future purchases, or just for a little extra security and wiggle room.

    An MCCU HELOC offers the following features: 

    • Flexible fund withdrawal
    • Low closing costs
    • Competitive interest rates

    For more information, please contact our Members Mortgage Team.



    The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.

    Patriot Act: Important Information About Procedures for Opening a New Account

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. 

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    National Credit Union Administration Equal Housing Lender
    This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.
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